Guarding Your Social Security Number
- When starting a new job, you'll need to give your SSN to your employer so that they can report your income to the IRS and wages to the Social Security Administration.
- When opening an account with any U. S. financial institution.
- When applying for a federal loan, such as a federal student loan.
- When applying for certain types of public assistance, such as unemployment benefits.
- When enrolling in Medicare (you apply for Medicare through the Social Security Administration).
- When applying for a passport.
- On your tax return, so that the IRS can match the income you report to that reported by your employer(s) and financial institutions.
- To get a driver's license.
As for when NOT to give out your SSN, as well as more complete explanations of the above, check out this article.

Stout Bowman regularly posts important and interesting information on our blog. Current topics include credit/debit/loans, estate planning, insurance, investing, Medicare, retirement, Social Security and taxes, as well as general information that we think you might find of interest.
We have been publishing an email newsletter for our clients and friends since 2016. Links to all of the newsletters can be found on our newsletter page, with the most recent listed first. We try to keep our emails short, so there are typically only three articles in each one, most of which link to other articles in the financial and mainstream press.
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At Stout Bowman every investment client is first a financial planning client; it's important to go through that process before we make any professional investment recommendations. Therefore, we strive to make financial planning understandable and comfortable every step of the way. One way to do that is to provide our clients access to financial education resources. To that end, we have subscribed to educational websites to receive their news feeds and present a list of their latest ten articles on a page on this website. Currently, we offer